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You get more with HCF

We're not-for-profit and return more in benefits to members

Travel Insurance

10% discount for HCF members.

Fit & Well for young people

It's cover you'll actually
use from over
$2 a day!

Petcover

More value for
HCF members.
10% discount
on pet insurance.

Life Insurance

Simple, easy to buy
financial protection
with HCF's own
life insurance
company.

Why do I need health insurance?

Find out what your chances of going to hospital are.

Compare HCF to other funds

Why we're different from other funds.

Health and wellbeing programs

We offer free healthy weight and healthy heart programs to our members.

Going to hospital?

Practical info about what to expect during your stay, how to prepare, & how much it will cost you.

Member benefits