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Looking to compare, take out private health insurance or make the switch to HCF? Find the right cover for your needs and we’ll take care of the rest.
Discover the benefits of private health insurance for you and your family, including comprehensive health support and how to find a provider near you.
Whether you’re here for work or visiting Australia, get access to the health care services you may need with Overseas Visitors Health Cover (OVHC).
Count on HCF Life & Recover Cover to stand by you during life’s unexpected challenges and reduce the financial stress on your family’s future.
Prepare for the unexpected with HCF Travel Insurance. Designed to provide cover for delayed luggage, overseas medical emergencies and more for singles, duos and families.
From furry friends to your home and the four wheels guiding you back to your loved ones, find pet insurance, as well as home and car cover options.
Flip is the flexible, great value accident cover made for active lifestyles. Whether you’re chasing waves or at the gym, get cover when you need it.
Learn more about Australia’s largest not-for-profit health fund, how we reward our members, HCF benefits, partnerships, research initiatives and more.
As Australia’s largest not-for-profit health fund, we put our member’s health first. That’s why we offer a range of holistic health programs to give members the support they need wherever they're at in their health journey.
Get faster, easier access to qualified mental health professionals with a HealthyMinds Check-in*.
Access a range of services like medical certificates for work and prescription medicines with GP2U^ at discounted rates.
Stay on top of your health with preventative skin and heart health screenings+.
Extras cover gives members access to a range of treatment programs to improve mental challenges like stress, anxiety and depression.
Join the evidence-based CSIRO Total Wellbeing Diet# and learn how to improve lifestyle habits.
Members with cover for health management programs can also save on gym memberships, weight loss programs and more**.
Take control of your health and work towards building healthier habits with programs designed to support you on your health journey.
Eligible members can develop healthier habits, manage their weight, and prevent the risk of health conditions with evidence-based programs, while working towards their goals.
Eligible members with heart conditions or diabetes can access The COACH Program® and be teamed up with a health coach for support on improving their heart health at no extra cost^^.
Work towards reducing pain in your joints, improving mobility, and getting back to doing more of the things you enjoy with the Osteoarthritis Healthy Weight for Life program++.
Find the right support for you and your loved ones with health programs and resources designed for the family.
Our partnership with GP2U, an online video GP service, makes it easier for eligible members to access telehealth services at discounted rates^.
Kids aged 4 to 11 can access educational and support programs to help them manage their big feelings and emotional challenges with Calm Kid Central##.
Families with kids aged 0 to 17 can access healthy eating resources to keep children healthy and support their nutritional needs***.
We’ve brought together a range of programs to support your mental wellbeing, no matter what life brings, giving you the freedom to choose what works best for you.
Identify sleep issues, build better sleeping habits, learn how to improve your sleep, and access personalised tools through our partnership with Sleepfit^^^.
This Way Up provides a range of online programs developed by experienced psychiatrists and clinical psychologists to understand and improve mental wellbeing*.
Get anonymous access to a supportive environment and community, to set and work towards alcohol related behaviour-change goals and additional mental health support+++.
Listen to parents and experts share their stories as we take a deep dive into the rewarding and challenging periods of parenthood on our award-winning podcast###.
Get expert insights on improving your overall health, learn about health conditions and treatments, and read real-life stories.
Eligible members can rely on our network of Australian-based medical specialists to get a free second opinion on a health condition you’re worried about****.
We've answered some common questions to help you get the information you need.
We offer a wide range holistic health programs, including mental wellbeing, health management, and family and kids support programs to help eligible members stay healthy, reach their health goals and manage health conditions. We’re committed to investing in new ways to support them on their health journey.
Access to our health programs will depend on:
Some health and wellbeing programs like the HealthyMinds mental wellbeing check-in* are available to all HCF members with hospital cover. If there’s a particular health program you’re looking for, check what’s included under the program’s eligibility that can be found on their dedicated webpage.
Going to hospital for a planned surgery can be stressful for anyone, particularly if you’ve never been to hospital for a procedure before. That’s why we’ve developed our Preparing for Hospital guides for common procedures like hip replacements, colonoscopy, weight loss surgery, and more, so you can better understand your procedure for peace of mind.
We’ve partnered with hundreds of medical specialists, hospitals and extras providers across Australia to help members lower their out-of-pocket costs, access and find the health support they’re looking for.
Choosing one of our participating providers can help reduce your costs for medical treatments while in hospital and lower your out-of-pocket costs on extras like dental, physio, chiro, osteo and remedial massage.
We also have HCF Dental Centres across Sydney, Melbourne, Brisbane, and Canberra, along with HCF Eyecare Centres in Sydney, so you can access a wide range of affordable and high-quality dental and optical services as an HCF member.
* Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. Except for HCF Dental or Eye Centres, HCF is not responsible for the conduct of any provider and does not endorse them.
At HCF, we want to help members make informed decisions about their health no matter where they’re at in their health journey. Our medical resources, like free heart health checks for eligible members+, are designed to give you the insights and information you need to feel reassured when it comes to your healthcare.
Yes, HCF offers treatment at home options for eligible members^^^^ through our network of hospital treatment substitute providers. This allows members to receive certain treatments in the comfort of their home rather than in a hospital. Some of these treatments include:
We offer a wide range holistic health programs, including mental wellbeing, health management, and family and kids support programs to help eligible members stay healthy, reach their health goals and manage health conditions. We’re committed to investing in new ways to support them on their health journey.
Access to our health programs will depend on:
Some health and wellbeing programs like the HealthyMinds mental wellbeing check-in* are available to all HCF members with hospital cover. If there’s a particular health program you’re looking for, check what’s included under the program’s eligibility that can be found on their dedicated webpage.
Going to hospital for a planned surgery can be stressful for anyone, particularly if you’ve never been to hospital for a procedure before. That’s why we’ve developed our Preparing for Hospital guides for common procedures like hip replacements, colonoscopy, weight loss surgery, and more, so you can better understand your procedure for peace of mind.
We’ve partnered with hundreds of medical specialists, hospitals and extras providers across Australia to help members lower their out-of-pocket costs, access and find the health support they’re looking for.
Choosing one of our participating providers can help reduce your costs for medical treatments while in hospital and lower your out-of-pocket costs on extras like dental, physio, chiro, osteo and remedial massage.
We also have HCF Dental Centres across Sydney, Melbourne, Brisbane, and Canberra, along with HCF Eyecare Centres in Sydney, so you can access a wide range of affordable and high-quality dental and optical services as an HCF member.
* Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. Except for HCF Dental or Eye Centres, HCF is not responsible for the conduct of any provider and does not endorse them.
At HCF, we want to help members make informed decisions about their health no matter where they’re at in their health journey. Our medical resources, like free heart health checks for eligible members+, are designed to give you the insights and information you need to feel reassured when it comes to your healthcare.
Yes, HCF offers treatment at home options for eligible members^^^^ through our network of hospital treatment substitute providers. This allows members to receive certain treatments in the comfort of their home rather than in a hospital. Some of these treatments include:
* Eligibility criteria applies. For more information see hcf.com.au/mental-support
^ Eligibility criteria applies. For more information see hcf.com.au/gp2u
+ Eligibility criteria applies. For more information see hcf.com.au/victorchang
# Eligibility criteria applies. For more information see hcf.com.au/csiro-total-wellbeing-diet
** Eligibility criteria applies. For more information see hcf.com.au/manage-your-health
^^ Eligibility criteria applies. For more information see hcf.com.au/coach
++ Eligibility criteria applies. For more information see hcf.com.au/hwfl
## Eligibility criteria applies. For more information see hcf.com.au/calmkids
*** Eligibility criteria applies. For more information see hcf.com.au/healthyfamilies
^^^ Eligibility criteria applies. For more information see hcf.com.au/sleepfit
+++ Eligibility criteria applies. For more information see hcf.com.au/daybreak
### Navigating Parenthood has received the acclaim of both the global Content Marketing Institute (CMI) (finalist for Best Podcast/Audio Series – season 1), and the Content Marketing Association of Australia (silver winner, Best Branded Podcast Series – season 1).
**** You must have had hospital cover for 12 months and a specialist consultation to use this service. Excludes Accident Only Basic cover, conditions apply.
^^^^ Available with HCF-contracted providers, subject to your location and your hospital cover. Waiting periods apply. You must have a suitable home environment to be treated in.
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The Hospitals Contribution Fund of Australia Ltd. ABN 68 000 026 746 AFSL 241 414
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