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Important Information

^* 100% back through our No-Gap network is available on selected covers. Waiting periods and annual limits apply. Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. See hcf.com.au/100back

^{^} Our network of healthcare providers changes often. Please check that your provider is part of our network before you book or attend an appointment. Except for HCF Dental or Eye Centres, HCF is not responsible for the conduct of any provider and does not endorse them.

⁺ Calculated based on APRA Quarterly private health insurance statistics September 2023.

^# You must have had hospital cover for 12 months and a specialist consultation to use this service. Excludes Accident Only Basic cover, conditions apply.

^**  Eligibility criteria applies. For more information see hcf.com.au/gp2u

^{^^}  Eligibility criteria applies. For more information see hcf.com.au/members/manage-your-health/mental-health-support

⁺⁺ Counselling is limited to 3 x 1 hour telephone sessions per calendar year. Your initial consultation with a tax advisor or legal practitioner will be covered under HCF Assist and only available during business hours. You’ll be responsible for the fees associated with additional consultations. If you engage a tax advisor or legal practitioner, it will be on the basis that HCF will not be responsible, and you will not hold HCF responsible, for any liability that may arise from that engagement.

^## Available with HCF contracted providers, subject to member location and hospital cover. Waiting periods apply. You must have a suitable home environment to be treated in.

^*** 100% back on a range of prescription glasses (excluding add-ons like high index material, coatings and tinting) and contact lenses, available on selected covers, at HCF Eyecare Centres. Waiting periods and annual limits apply.