IT'S TIME
WE SAIDTHANK YOU

WELCOME TO HCF THANK YOU

As Australia’s largest not-for-profit health fund, we’re always looking for more ways to put our money where our members are, which is why we created our reward and recognition program, HCF Thank You.

We want you to get the most value from your health cover. As a member, you’ll get access to a range of exclusive offers, discounted e-Gift cards and benefits designed to thank you for choosing and sticking with us.

After your first week of membership, and provided your policy payments are up to date, you can access your member benefits and offers - including discounts on essentials like groceries and fuel - by clicking any of the modules below.

You could save on average up to $900 a year* on everyday essentials like groceries, fuel and entertainment that can help ease household pressures and offset the cost of your cover. You can also access discounts on HCF Pet and Travel Insurance and selected pharmacy items.

DIAMOND

As an HCF Diamond member you’ve been with us for over 25 years and are in our top tier. To acknowledge your commitment you’ll be rewarded with preferential servicing, a growing range of exclusive offers, VIP experiences and more.
 
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RUBY

As an HCF Ruby member you have been with us for more than 10 years. We want to show our appreciation by giving you access to special offers and rewards, exclusive access to unique events and more.

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EMERALD

As an HCF Emerald member you’ve been with us for 5 years or more. You can access an increasing range of discounts and privileges from our partner brands.

 
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OPAL

As an Opal member you'll be rewarded with a growing range of exclusive offers and rewards, after your first month of membership, and provided your health insurance policy payments are up to date.

 

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A TASTE OF THE OFFERS

FLIP INSURANCE

Save 15% when you take out cover with Flip – our pay-as-you-go cover for accidental injuries.

Coles

Save on your groceries with 3% off e-Gift cards.

JB Hi-Fi

4% off e-Gift cards. Shop the latest gadgets and devices.

Myer

5% off e-Gift cards. Shop and save at Australia's largest department store.

LEARN MORE

HCF members can visit online member services to discover more value from HCF.

Not a member? Switch now to take advantage of all the benefits we offer.

Get a quote

Important information

Excludes Ambulance Only and Overseas Visitors Cover. HCF Thank You program and offer terms and conditions apply

* Based on discounts available through HCF partners (Aug 2023) and average category spend from ABS Household Expenditure Survey, Australia (2017).