7 things you can claim on your extras cover that may surprise you
Are you keen to use your extras cover for more than just dental and optical? From swimming lessons to teeth whitening, these are some of the more unique services that may be included in your extras cover.
What is hospital excess and how does it work?
Choosing a higher excess lowers your hospital cover premium, but is it right for you and your family? Here's what to weigh up when deciding.
Reduce dental, physio and optical costs with extras cover
Extras cover can help lower your out-of-pocket expenses when you get your teeth cleaned or your eyes checked. Here’s how to maximise the benefits.
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Does HCF private health insurance cover you while travelling?
From hospital visits, physio and remedial massage to ambulance trips – here's what your HCF private health insurance covers on holiday in Australia.
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7 REASONS TO HAVE PRIVATE HEALTH COVER
With the rising cost of living, investing in your health is one of the best ways you can future-proof your wellbeing, get treatment faster and even save money.
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7 things you didn’t know about HCF health cover
Did you know your health is our priority? That's why we offer a range of unique benefits for eligible members with hospital cover. From mental health support and treatment at home to a choice of excess, we've got you covered.
7 WAYS TO GET THE MOST VALUE FROM YOUR PRIVATE HEALTH COVER
From 100% back on popular extras to joining our health and wellbeing programs, here are 7 ways to get more value from your health cover.
HOW TO KEEP YOUR PRIVATE HEALTH COVER IF YOU'RE STRUGGLING FINANCIALLY
Your health is our priority, so we’ve made important changes to make sure you’re covered for what you need and to give you financial support during difficult and challenging times.
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UNDERSTANDING PRIVATE HEALTH INSURANCE AND OUT-OF-POCKET EXPENSES
Questions to ask your doctor about private health insurance to avoid hefty out-of-pocket expenses.
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5 WAYS TO SAVE WITH YOUR PRIVATE HEALTH COVER
Tips to help get more value from your health insurance.
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HOW HCF IS MAKING OUT-OF-POCKET COSTS MORE TRANSPARENT
How HCF was one of the first healthcare funds to make out-of-pocket costs more transparent for members.
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5 WAYS TO REDUCE OUT-OF-POCKET MEDICAL EXPENSES
Getting the most out of your private hospital cover is more important than ever. Here are 5 ways to reduce your out-of-pocket costs.
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HOW PRIVATE HEALTH COVER CAN HELP YOUNG PEOPLE
Our programs and services can help young people take charge of their health and wellbeing.
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HOW YOUR HCF PRIVATE HEALTH COVER CAN HELP YOU AGE HEALTHY
Science-backed ways to feel happier, fitter, and stronger for longer.
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A GUIDE TO PRIVATE HEALTH COVER FOR OVER 50S
How to maximise your health cover to get the best value in your 50s and beyond.
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5 WAYS YOUR PRIVATE HEALTH COVER CAN HELP IMPROVE YOUR WELLBEING
From extras that will keep you moving to essential health checks and programs that support your wellbeing, here’s how your health cover can help improve your wellbeing.
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HOW PRIVATE HEALTH COVER CAN SUPPORT YOUR MENTAL HEALTH
From making GPs more accessible to providing treatment options for anxiety and depression, here’s how your health cover can support your mental wellbeing.
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8 WAYS HCF PRIVATE HEALTH COVER LOOKS OUT FOR YOUR FAMILY
Whatever the shape or size of your family, HCF has you covered for all stages of your life.
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EXTRAS COVER TO SAFEGUARD YOUR HEALTH
How we’re helping Aussies access services for better health and wellbeing.
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HOW TO MAKE THE MOST OF YOUR EXTRAS COVER
Getting the most out of your extras cover means more money saved, and a boost to your family’s health and wellbeing.
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HOW TO GET MORE BACK WITH HCF EXTRAS COVER
Your private health cover isn’t just for when you’re sick – it can also keep you healthier for longer. Here’s how to get more value out of your HCF extras cover.
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COMMON PRIVATE HEALTH COVER TERMS EXPLAINED
Health cover can be confusing and full of jargon. We’re keeping things simple with this no-nonsense guide to help you decode some of the most common terms.
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What are private health insurance waiting periods?
Confused about waiting periods? Here’s what you need to know about hospital cover, extras cover and how long you may have to wait before claiming.
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WHAT’S A PRE-EXISTING CONDITION?
Understand what a pre-existing condition is and how it can affect your private health insurance.
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WHAT'S LIFETIME HEALTH COVER?
It affects Aussies over 31, but how is Lifetime Health Cover loading calculated and what do you need to know?
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INPATIENT VS OUTPATIENT - WHAT'S THE DIFFERENCE?
Learn the difference between inpatient and outpatient hospital services and what they mean when you go to hospital.
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CAN YOU CLAIM PRESCRIPTION AND PBS MEDICATIONS?
Here’s what you need to know about claiming for prescription medicines and PBS medications through your private health cover.
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WHAT’S INFORMED CLINICAL CONSENT?
Why understanding informed clinical consent is just as important as knowing about your procedure.
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WHO PAYS FOR AN AMBULANCE IN AN EMERGENCY?
A growing number of Aussies are being hit with unexpected costs for emergency ambulance callouts. Here’s what you need to know.
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MY HEALTH RECORD: WHAT YOU NEED TO KNOW
With My Health Record, you can store and share your medical information with health professionals. Here’s how you use it and who can see it.
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PRIVATE HOSPITAL COVER: THE NEW TIERS AND CATGEORIES EXPLAINED
The government introduced new tiers, clinical categories, and definitions to make hospital cover easier to understand.
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DO YOU NEED TO UPDATE YOUR PRIVATE HEALTH COVER?
Get the most out of your cover by making sure your private health insurance is right for you and your life stage.
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A NEW INNOVATION IN INSURANCE
Australia’s first on-demand accidental injury cover, designed for people who need quick and simple cover for a day, a week, or even longer.
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FLIP - AUSTRALIA'S FIRST ON-DEMAND INJURY COVER
Offering quick, simple cover that fits your lifestyle, whether it’s for a week or just the weekend.
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COMMUNITY RATING AND PRIVATE HEALTH INSURANCE: A FAIR DEAL FOR ALL
Thanks to community rating, you won’t pay more for your health insurance because you’re getting older or have health issues.
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IMPORTANT INFORMATION
This communication contains information which is copyright to The Hospitals Contribution Fund of Australia Limited (HCF). It should not be copied, disclosed or distributed without the authority of HCF. Except as required by law, HCF does not represent, warrant and/or guarantee that this communication is free from errors, virus, interception or interference. All reasonable efforts have been taken to ensure the accuracy of material contained on this website. It’s not intended that this website be comprehensive or render advice. HCF members should rely on authoritative advice they seek from qualified practitioners in the health and medical fields as the information provided on this website is general information only and may not be suitable to individual circumstances or health needs. Please check with your health professional before making any dietary, medical or other health decisions as a result of reading this website.
