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  • Does HCF private health insurance cover you while travelling? From hospital visits, physio and remedial massage to ambulance trips – here's what your HCF private health insurance covers on holiday in Australia. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/phi-while-travelling
  • 7 things you can claim on your extras cover that may surprise you Are you keen to use your extras cover for more than just dental and optical? From swimming lessons to teeth whitening, these are some of the more unique services that may be included in your extras cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/extras-cover
  • What is hospital excess and how does it work? Choosing a higher excess lowers your hospital cover premium, but is it right for you and your family? Here's what to weigh up when deciding. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/what-is-hospital-excess
  • How to make the most of your HCF extras cover Did you claim all you could on your health insurance last year? Protect your health and your wallet by making the most of your HCF extras cover over the next 12 months. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/plan-your-extras-cover
  • Do I need ambulance cover in Australia? Knowing if you’re covered for the cost of an ambulance in an emergency can be confusing as each state and territory has different rules. Learn more about how ambulance costs work in Australia, and whether you might need ambulance cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/ambulance
  • 8 ways to get more value from your HCF health cover From 100% back on popular extras to joining our health and wellbeing programs, here’s how to get more value from your HCF health cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/benefits-of-hcf-cover
  • 6 ways to reduce your hospital costs Getting the most out of your private hospital cover is more important than ever. So if you have a hospital stay coming up, here’s how to reduce your out-of-pocket costs. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/reduce-out-of-pocket-expenses
  • How HCF members are using their extras cover Whether you have HCF extras cover or are looking into it, here are some of the ways our members are getting value from their extras cover. https://www.hcf.com.au/health-agenda/health-care/private-health-insurance/how-to-use-extras-cover