Step one Some basic details

This is what you told us about yourself ...

Ambulance cover isn't available to Tas and Qld residents

I am looking for {{steps.scaleMapping[steps.familyStatus]}}. I live in {{steps.stateMapping[steps.location]}}. I'm {{steps.ageMapping[steps.age]}} years old.

Start over

I'm looking for

Select {{scaleValue}}

{{ steps.stateMapping = {"N":"NSW","V":"VIC","A":"ACT","S":"SA","X":"NT","W":"WA"};"";}} {{ steps.stateMapping = {"N":"NSW","V":"VIC","A":"ACT","S":"SA","X":"NT","W":"WA"};"";}}

I live in

Select {{stateValue}}

I'm

Select {{ageValue}}

Already with HCF? Existing HCF members cannot change their cover online at this time. Please call 13 13 34 to discuss your options.

Next step

Step two Australian Govt rebate

Government rebate tier ...

Now you need to select your Government rebate - There are four tiers based on income

You fall into {{steps.selectedRebate}}, so your rebate is {{steps.rebateData[steps.age][steps.selectedRebate]['value'] }}%

Change

For tax, I'm registered as

Select Individual Family

My annual income is between

Select <= $97,000 $97,001 - $113,000 $113,001 - $151,000 >= $151,001 Prefer not to specify

Select <= $194,000 $194,001 - $226,000 $226,001 - $302,000 >= $302,001 Prefer not to specify

Based on what you've told us, we will reduce your premium by the following rebate amount:

{{steps.rebateData[steps.age]['base tier'].value}}%

base tier

{{steps.rebateData[steps.age]['tier 1'].value}}%

tier 1

{{steps.rebateData[steps.age]['tier 2'].value}}%

tier 2

{{steps.rebateData[steps.age]['tier 3'].value}}%

tier 3

{{steps.rebateData[steps.age]['no rebate'].value}}%

no rebate

Understanding the rebate The Australian Government Rebate helps you cover the cost of health insurance by reducing your premium. The level of rebate you are entitled to is dependent on age and income. If you choose not to tell us your income range, we won’t apply any rebate reduction to your premium. However, if you are eligible to receive a rebate from the Australian government, you may still claim your rebate as a refundable tax offset when you lodge your tax return.

Next Step

{{ steps.rebateData = { "B": { "base tier": { "value": "24.608", "code": "RB" }, "tier 1": { "value": "16.405", "code": "1B" }, "tier 2": { "value": "8.202", "code": "2B" }, "tier 3": { "value": "0", "code": "3B" }, "no rebate": { "value": "0", "code": "-1" } }, "C": { "base tier": { "value": "28.710", "code": "RC" }, "tier 1": { "value": "20.507", "code": "1C" }, "tier 2": { "value": "12.303", "code": "2C" }, "tier 3": { "value": "0", "code": "3C" }, "no rebate": { "value": "0", "code": "-1" } }, "D": { "base tier": { "value": "32.812", "code": "RD" }, "tier 1": { "value": "24.608", "code": "1D" }, "tier 2": { "value": "16.405", "code": "2D" }, "tier 3": { "value": "0", "code": "3D" }, "no rebate": { "value": "0", "code": "-1" } } };"";}}

Step Three Stay In Touch

Can we stay in touch?

I'm happy for HCF to get in touch about health insurance or about my quote using my contact details.

You advised that you...

You advised that you...

Are happy for HCF to get in touch about health insurance or about your quote using your contact details.

Don't want us to get in touch about your quote and don't want us to contact you.

Change

Yes

No

First name *

Please enter your first name

Please enter your valid first name

Email address*

Please enter your email address

Please enter a valid email address

Phone number (optional)

You must enter a valid Australian mobile or landline number starting with '0'

Read our Privacy Policy details

Next Step

your cover summary

Your cover price is based on a rebate of {{steps.rebateData[steps.age][steps.selectedRebate]['value'] }}% and the rate in {{steps.stateMapping[steps.location]}}

Your ambulance cover package

Ambulance
Only Cover

From ${{steps.ss.steps[steps.ss.selectedType].total.amount}} ^* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

From {{steps.selectedFutureDatePackage.rateChangeEffectiveDate}}, the new price will be ${{steps.dualPriceForDisplay(steps.paymentFrequency)}}*

Price available until
1st April

Product summary Continue