CARING AT WORK AND BEYOND
HCF Corporate care beyond your job and the workplace, with a range of options that will help care for you in your time of need.
Are you looking to cover your organisation? Visit HCF Corporate.
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Sat: 9am - 5pm (AEST / AEDT)
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Sat: 9am - 5pm (AEST / AEDT)
Looking to compare, take out private health insurance or make the switch to HCF? Find the right cover for your needs and we’ll take care of the rest.
Discover the benefits of private health insurance for you and your family, including comprehensive health support and how to find a provider near you.
Whether you’re here for work or visiting Australia, get access to the health care services you may need with Overseas Visitors Health Cover (OVHC).
Count on HCF Life & Recover Cover to stand by you during life’s unexpected challenges and reduce the financial stress on your family’s future.
Prepare for the unexpected with HCF Travel Insurance. Designed to provide cover for delayed luggage, overseas medical emergencies and more for singles, duos and families.
From furry friends to your home and the four wheels guiding you back to your loved ones, find pet insurance, as well as home and car cover options.
Flip is the flexible, great value accident cover made for active lifestyles. Whether you’re chasing waves or at the gym, get cover when you need it.
Learn more about Australia’s largest not-for-profit health fund, how we reward our members, HCF benefits, partnerships, research initiatives and more.
HCF Corporate care beyond your job and the workplace, with a range of options that will help care for you in your time of need.
Are you looking to cover your organisation? Visit HCF Corporate.
There's not a lot you can count on in life, but you can count on us. As a not-for-profit health fund, we put over 2 million members at the heart of everything we do.
You'll have access to our exclusive corporate hospital and extras cover that offers great value and benefits.
Use your Limit Boost to top up your optical and dental annual limit each year from 12 months until year 6*.
For every dollar our members pay in premiums, we've paid out more benefits than the industry average over the last 10 years^.
Get our top hospital cover for up to 90 days if you’re in an accident and go to an emergency department within 24 hours+. Making the unexpected situations in life a little easier to deal with – that’s uncommon.
Switching to HCF in under 15 minutes. It's fast - and uncomplicated.
Find your employer and choose the hospital or extras cover that works for you.
Complete your health cover quote and application form.
We’ll take care of the rest - including communicating with your previous fund, so you don’t have to.
When it comes to healthcare, people want to know they’ll be genuinely cared for in their time of need. Give your staff the support they need with quality, high value healthcare. With HCF, get access to exclusive corporate products, benefits and health programs to help keep your staff healthy all year round.
Follow these 8 tips from the experts to take the stress out of cash management.
Positive and productive environments where we feel valued and want to be at work are beneficial for all.
Access to mental health support, osteopaths and apps are some ways of getting support from your cover.
* Only available on hospital and extras packages. Unused Limit Boost cannot be carried into the following year.
^ 89.2% compared to 85.6% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2014-23.
+ Excludes Accident Only Basic. See hcf.com.au/accident-safeguard for more information
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The Hospitals Contribution Fund of Australia Ltd. ABN 68 000 026 746 AFSL 241 414
HCF acknowledges the traditional custodians of the lands and water upon which we work and live. We acknowledge Aboriginal and Torres Strait Islander peoples’ rich history as traditional healers and scientists, who have taken care of the health of the land and its people for thousands of years. We give thanks to elders past and present, who we have much to learn from on our reconciliation journey. View our Reconciliation Action Plan
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When applying for HCF Life Protect Insurance we’ll ask you some questions about your health, lifestyle and other factors. When answering these questions, please remember you have a duty to take reasonable care not to make a misrepresentation. A misrepresentation includes a statement that is false, partially false, or which doesn’t fairly reflect the truth. It’s not a misrepresentation if you don’t answer a question or if your answer is obviously incomplete or irrelevant to the question asked. So it’s important that you answer any questions in the application process honestly and correctly, and to the best of your knowledge. The duty applies until we issue your cover and extends to making changes to your policy and reinstatements.
This insurance cover is provided under a consumer insurance contract. Your answers to these questions affect the terms and conditions of your cover. If you don’t comply with this duty, we may change the terms of your policy or treat your policy as if it never existed. This may result in your benefit being reduced or denied.
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