Recover Cover Combined Product Disclosure Statement, Policy Document And Financial Services Guides And Target Market Determinations
Please read the Combined Product Disclosure Statement (PDS), Policy Document and Financial Services Guide (FSG) and consider if the cover is appropriate for your objectives, financial situation or needs. The Financial Services Guide provides information about the services we offer. In addition to these documents, you should also read the Target Market Determination (TMD) for the product. You can ask us questions about your cover by calling 13 13 34.
The following documents are applicable to policies purchased from the effective date onwards.
Upon purchase of a policy, you'll be issued with a Welcome Pack which will include a copy of your Combined PDS, Policy Document and FSG, as well as your Policy Schedule. You may also receive change notices from us from time to time. Together, these documents form your policy terms.
If you purchased a policy prior to the listed effective date and would like a copy of your policy terms, please contact us on 13 13 34.
Cash Back Cover
Critical Illness Cover
Critical Illness Cover (for policies purchased between 09/11/2023 and 03/04/2024)
3.1MB PDF
Critical Illness Cover (for policies purchased between 25/03/2023 and 08/11/2023)
1.7MB PDF
Critical Illness Cover (for policies purchased between 01/09/2022 and 24/03/2023)
7MB PDF
Income Protect Insurance
Income Protect Insurance (for policies purchased between 09/11/2023 and 03/04/2024)
4.2MB PDF
Income Protect Insurance (for policies purchased between 25/03/2023 and 08/11/2023)
2MB PDF
Kids' Accident Cover
Kids' Accident Cover (for policies purchased between 25/03/2023 and 03/04/2024)
2MB PDF
Kids' Accident Cover (for policies purchased between 02/02/2022 and 24/03/2023)
4MB PDF
Life Protect Insurance
Life Protect Insurance (for policies purchased between 25/03/2023 and 03/04/2024)
1.1MB PDF
Personal Accident Insurance
Personal Accident Insurance (for policies purchased between 25/03/2023 and 03/04/2024)
1.9MB PDF
Personal Accident Insurance (for policies purchased between 01/10/2021 and 24/03/2023)
1.3MB PDF
