Step one Some basic details

This is what you told us about yourself ...

We want to help you select the right cover - The more we know, the better job we'll do

I am looking for {{steps.scaleMapping[steps.familyStatus]}}. I live in {{steps.stateMapping[steps.location]}}. I'm {{steps.ageMapping[steps.age]}} years old.

Start over

I'm looking for

Select {{scaleValue}}

{{ steps.stateMapping = {"N":"NSW","V":"VIC","Q":"QLD","S":"SA","W":"WA","T":"TAS","A":"ACT","X":"NT"};"";}} {{ steps.stateMapping = {"N":"NSW","V":"VIC","Q":"QLD","S":"SA","W":"WA","T":"TAS","A":"ACT","X":"NT"};"";}}

I live in

Select {{stateValue}}

I'm

Select {{ageValue}}

Already with HCF? Existing HCF members cannot change their cover online at this time. Please call 13 13 34 to discuss your options.

Next step

Step two Australian Govt Rebate

Government rebate tier

Now you need to select your Government rebate This means the Govt may pay a percentage of your premium as a rebate

You fall into {{steps.selectedRebate}}, so your rebate is {{steps.rebateData[steps.age][steps.selectedRebate]['value'] }}%

Change

For tax, I'm registered as

Select Individual Family

My annual income is between

Select <= $97,000 $97,001 - $113,000 $113,001 - $151,000 >= $151,001 Prefer not to specify

Select <= $194,000 $194,001 - $226,000 $226,001 - $302,000 >= $302,001 Prefer not to specify

Based on what you've told us, we will reduce your premium by the following rebate amount:

{{steps.rebateData[steps.age]['base tier'].value}}%

base tier

{{steps.rebateData[steps.age]['tier 1'].value}}%

tier 1

{{steps.rebateData[steps.age]['tier 2'].value}}%

tier 2

{{steps.rebateData[steps.age]['tier 3'].value}}%

tier 3

{{steps.rebateData[steps.age]['no rebate'].value}}%

no rebate

Understanding the rebate The Australian Government Rebate helps you cover the cost of health insurance by reducing your premium. The level of rebate you are entitled to is dependent on age and income. If you choose not to tell us your income range, we won’t apply any rebate reduction to your premium. However, if you are eligible to receive a rebate from the Australian government, you may still claim your rebate as a refundable tax offset when you lodge your tax return.

Next Step

{{ steps.rebateData = { "B": { "base tier": { "value": "24.608", "code": "RB" }, "tier 1": { "value": "16.405", "code": "1B" }, "tier 2": { "value": "8.202", "code": "2B" }, "tier 3": { "value": "0", "code": "3B" }, "no rebate": { "value": "0", "code": "-1" } }, "C": { "base tier": { "value": "28.710", "code": "RC" }, "tier 1": { "value": "20.507", "code": "1C" }, "tier 2": { "value": "12.303", "code": "2C" }, "tier 3": { "value": "0", "code": "3C" }, "no rebate": { "value": "0", "code": "-1" } }, "D": { "base tier": { "value": "32.812", "code": "RD" }, "tier 1": { "value": "24.608", "code": "1D" }, "tier 2": { "value": "16.405", "code": "2D" }, "tier 3": { "value": "0", "code": "3D" }, "no rebate": { "value": "0", "code": "-1" } } };"";}}

Step threeSelect a product

The hospital cover you selected was ...

The {{steps.packageDataService.selectedHospital.name}} cover

${{steps.packageDataService.selectedHospital.packageOnlyText!='' ? steps.packageDataService.getPrice(steps.packageDataService.selectedPackage, steps.paymentFrequency) : steps.packageDataService.getPrice(steps.packageDataService.selectedHospital, steps.paymentFrequency)}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

Change Hospital

The extras cover you selected was ...

The {{steps.packageDataService.selectedExtra.name}} cover

${{steps.packageDataService.getPrice(steps.packageDataService.selectedExtra, steps.paymentFrequency)}}* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

Change Extras

Choose a hospital cover that meets your needs - Only want extras cover? Click 'No hospital'

Select your payment frequency

Weekly Fortnightly Monthly Quarterly Half yearly Yearly

{{package.name}}

{{package.packageOnlyText}}

Package from ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^*{{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

From ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

I don't want cover Choose this cover Choose this package Choose this cover I don't want cover Choose this package Remove cover Remove extra

{{package.name}}

• {{package.topFeatures[0].featureText}}
• {{package.topFeatures[1].featureText}}
• {{package.topFeatures[2].featureText}}

{{package.hospital.name}}

• {{package.hospital.topFeatures[0].featureText}}
• {{package.hospital.topFeatures[1].featureText}}
• {{package.hospital.topFeatures[2].featureText}}

+ {{package.extra.name}}

• {{package.extra.topFeatures[0].featureText}}
• {{package.extra.topFeatures[1].featureText}}
• {{package.extra.topFeatures[2].featureText}}

Selected cover Select to view detail View cover detail

Download product summary (PDF)

tooltip text Select up to 4 products to compare

View detail View detail Compare cover detail

Show All Show differences

Close×

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.hospital.name}} in detail

• {{service.tooltipText}} {{service.serviceName}} - {{service.isSimilar}}

{{sp.name}} in detail

• {{service.tooltipText}} {{service.serviceName}}

{{sp.extra.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

{{sp.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

Next, add an extras cover that matches your lifestyle- Only want hospital cover? Click 'No extras'

Select your payment frequency

Weekly Fortnightly Monthly Quarterly Half yearly Yearly

{{package.name}}

{{package.packageOnlyText}}

Package from ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^*{{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

From ${{ps.packageDataService.getPrice(package, steps.paymentFrequency)}}^* {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

I don't want cover Choose this cover Choose this package Choose this cover I dont want cover Choose this package Remove cover Remove extra

{{package.name}}

• {{package.topFeatures[0].featureText}}
• {{package.topFeatures[1].featureText}}
• {{package.topFeatures[2].featureText}}

{{package.hospital.name}}

• {{package.hospital.topFeatures[0].featureText}}
• {{package.hospital.topFeatures[1].featureText}}
• {{package.hospital.topFeatures[2].featureText}}

+ {{package.extra.name}}

• {{package.extra.topFeatures[0].featureText}}
• {{package.extra.topFeatures[1].featureText}}
• {{package.extra.topFeatures[2].featureText}}

Selected cover Select to view detail View cover detail

Download product summary (PDF)

tooltip text Select up to 4 products to compare

View detail View detail Compare cover detail

Show All Show differences

Close×

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.name}}

From ${{ps.packageDataService.getPrice(sp, steps.paymentFrequency)}}*

{{steps.paymentFrequencyForDisplay(steps.paymentFrequency, steps.paymentFrequency).toLowerCase()}}

Choose

{{sp.hospital.name}} in detail

• {{service.tooltipText}} {{service.serviceName}} - {{service.isSimilar}}

{{sp.name}} in detail

• {{service.tooltipText}} {{service.serviceName}}

{{sp.extra.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

{{sp.name}} in detail

{{category.title}} {{category.title}}

{{limitGroupOne.title}}

{{limitGroupOne.description}}

• {{limitGroupTwo.serviceName}} {{limitGroupTwo.benefit}}

Already with HCF? Tooltip text

{{steps.isNextDisabled.ToggleText}}

Step four Select hospital excess

The hospital excess you selected was ...

Finally, decide what hospital excess you can pay - A higher excess means lower premiums

The hospital excess you selected was ...

An excess of {{steps.excessMapping[steps.packageDataService.selectedExcessCode]}}

Change

{{steps.excessMapping[excess.excessCode]}}

You'll pay ${{steps.packageDataService.getExcessPrice(excess, steps.paymentFrequency)}} {{steps.paymentFrequencyForDisplay(steps.paymentFrequency)}}

*You can change your excess by choosing a different HCF My Future Basic Plus package.

Next step

Step four STAY IN TOUCH

Step five STAY IN TOUCH

Would you like an HCF consultant to help you with your quote?

Yes

No

First name *

Please enter your first name

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Phone number (optional)

You must enter a valid Australian mobile or landline number starting with '0'

I would like to stay informed by email about health and wellbeing information and products that may be relevant to me.

HCF collects the personal information you submit on this page for the purpose of contacting you about your online quote. We may also send you reminders and provide you with information on HCF’s products. Read HCF’s Privacy Policy for more information about how we collect, use, disclose, keeps and secures your personal information.

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