WELCOME TO HCF THANK YOU
As Australia’s largest not-for-profit health fund, we’re always looking for more ways to put our money where our members are, which is why we created our reward and recognition program, HCF Thank You.
We want you to get the most value from your health cover. As a member, you get access to a range of exclusive offers, discounted e-Gift cards and benefits designed to thank you for choosing and sticking with us.
You could save on average up to $900 a year* on everyday essentials like groceries, fuel and entertainment to help ease household pressures and offset the cost of your health cover.
FEATURED REWARDS
Woolworths
Get discounted e-Gift cards from the fresh food people.
Coles
Save on your groceries with discounted e-Gift cards.
Event Cinemas
Save on Event Cinemas movie ticket vouchers.
Apple
Enjoy discounted e-Gift cards from Apple.
HelloFresh
Get 60% off your first box and 10% off every box after that.
Booking.com
Earn up to 10% back to spend on future stays.
ACCESS HCF THANK YOU
JOIN HCF
Access offers after you've been with us for a week^.
LOG IN
Log in or register your details at online member services or the My Membership app.
BROWSE
Browse discounts and special offers from great partner brands.
REDEEM
Reward yourself! Choose your offers and redeem.
OPAL
As an Opal member, you have access to:
- member-only offers, discounts and competitions
- discounted e-Gift cards for everyday essentials, well-deserved treats and experiences
- 25% discount on HCF Travel Insurance+
- 10% discount on HCF Pet Insurance#
EMERALD
As an Emerald member, you’ve been with us for 5 years and now have access to:
- member-only offers, discounts and competitions
- discounted e-Gift cards for everyday essentials, well-deserved treats and experiences
- 25% discount on HCF Travel Insurance+
- 10% discount on HCF Pet Insurance#
RUBY
As a Ruby member, you've been with us for 10 years and now have access to:
- member-only offers, discounts and competitions
- discounted e-Gift cards for everyday essentials, well-deserved treats and experiences
- 25% discount on HCF Travel Insurance+
- 15% discount on HCF Pet Insurance#
- specialist personal and health support with HCF Assist.
DIAMOND
As a Diamond member, you’ve been with us for 25 years and now have access to:
- priority servicing through our Diamond member phone line
- member-only offers, discounts and competitions
- discounted e-Gift cards for everyday essentials, well-deserved treats and experiences
- 25% discount on HCF Travel Insurance+
- 15% discount on HCF Pet Insurance#
- specialist personal and health support with HCF Assist.
IT'S EASY TO JOIN HCF
STEP 1
Choose the cover that works for you
STEP 2
Complete your quote and application
Join now
STEP 3
We’ll do the rest, including contacting your current provider
Important information
* Based on discounts available through HCF partners (Aug 2023) and average category spend from ABS Household Expenditure Survey, Australia (2017).
^ You can access HCF Thank You offers after you've been a member for a week, and if your premiums are up to date. Excludes Ambulance Only and Overseas Visitors Health Cover. Offers and partners are subject to change. See the HCF Thank You terms available here.
+ To access the discount code, log in to the My Membership app or online member services and go to the travel section of the HCF Thank You page to find the code. 25% discount applies to new policy purchases and is based on standard premium rates (including optional covers). It applies automatically upon successful input of the discount code and applies to any changes, upgrades or amendments made to the policy prior to commencement of the journey. The discount may apply to changes made after commencement of the journey, contact Allianz Global Assistance to find out more. Cannot be used in conjunction with, or in addition to any other discounts. No additional discounts will be provided to Members who already receive a Member discount. Please contact us for more information.
The Hospitals Contribution Fund of Australia Ltd ABN 68 000 026 746 AFSL 241414 (HCF) arranges this insurance as agent for AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance (AGA). AGA arranges and manages travel insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz). Terms, conditions, exclusions, limits and applicable sub-limits apply. HCF, Allianz and AGA do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Because of that, you should consider whether the advice is appropriate for you. Before making a decision please consider the Product Disclosure Statement, the Financial Services Guide and Target Market Determination (TMD). The TMD is available at allianzpartners.com.au/policies. If you purchase a policy, HCF and AGA receive a commission which is a percentage of your premium - ask us for more details before we provide you with services.
# All HCF members are eligible for a member discount of at least 10% on HCF Pet Insurance. HCF Ruby and Diamond members get a 15% discount. Existing Manchester Unity Pet Insurance policies are not eligible for discounts under HCF Thank You. Visit the HCF Thank You page for further information. Where relevant, increased discount will be applied automatically at first renewal after advancement in HCF Thank You tier. To be eligible for the discount members need to have the HCF My Membership app or online member services set up. This offer may be subject to change.
HCF Pet Insurance policies entered into for the first time prior to 21 March 2024 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by The Hospitals Contribution Fund of Australia Ltd ABN 68 000 026 746, AFSL 241414 (HCF). HCF Pet Insurance policies entered into for the first time on or after 21 March 2024 and subsequent renewals of those policies are issued by PetSure and promoted and distributed by HCF. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at hcf.com.au/petinsurance.
HCF Pet Insurance is not part of HCF's health insurance business. Please do not assume that pet insurance and health insurance are similar. HCF may receive a commission of up to 13% of the premium for promoting HCF Pet Insurance Policies. HCF sales agents are paid a salary or wages but do not receive a commission or other payments attributable to the sale of HCF Pet Insurance. For more information, contact HCF on 1800 630 681 or petinsurance@hcf.com.au.
Manchester Unity Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473; AFSL 241436, is distributed by The Hospitals Contribution Fund of Australia Limited ABN 68 000 026 746, AFSL 241414, and arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. Manchester Unity Pet Insurance is closed to new customers and is only available for renewal by existing customers. Manchester Unity Pet Insurance is not part of HCF's health insurance business. Please do not assume that pet insurance and health insurance are similar. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) and Target Market Determination (TMD) to ensure this product meets your needs before you renew your cover. Manchester Unity Pet Insurance PDS and TMD available at hcf.com.au/petinsurance.
